Blogs

Profits can be manipulated, but cash rarely lies. This piece explains why smart investors and business owners focus on cash flow over earnings. By analyzing the interplay between the income statement, balance sheet, and cash flow, one can spot red flags hidden behind glossy profit figures. The core lesson remains simple yet powerful: cash is king or as every Baniya would ask, “Bhai, paisa aa raha hai ya sirf dikha rahe ho ?”

The Reserve Bank of India (RBI) shapes market and economic trends through key tools like interest rate changes, liquidity management, and currency interventions. This article explains how these policies impact sectors such as banking, consumer goods, and exports, while influencing investor sentiment. Understanding the RBI’s actions helps investors make informed, long-term decisions in a shifting economic landscape.

Strong GDP growth doesn’t always translate into strong stock returns a phenomenon known as the “GDP growth puzzle.” Research shows little or even negative correlation between economic expansion and market performance, driven by valuation effects, market composition, earnings dilution, and global capital flows. For investors, the key takeaway is to focus on valuations and business fundamentals rather than headline growth rates when building long-term, resilient portfolios.

This article explains how market cycles impact valuations and investment decisions. It outlines the four phases accumulation, mark-up, distribution, and mark-down—highlighting key metrics, sector trends, and investor psychology. Practical guidance is offered for retail and institutional investors to navigate cycles, focus on quality businesses, and capitalize on opportunities while managing risk.

In investing, macro matters. This article breaks down how inflation, growth, policy stance, and sector leadership shape market returns and how smart investors can use this framework to dynamically shift portfolios. From India’s high-inflation 2023 to the U.S. post-COVID boom, we explore how asset classes perform across regimes.

High or low P/E doesn’t tell the full story. Some stocks seem cheap but struggle to grow, while others with high P/E might justify it with strong fundamentals. Always dig deeper before deciding.

Learn how to identify undervalued and overvalued stocks using valuation tools like P/E, P/B, ROE, and DCF. A practical guide for smart investing in the Indian stock market with real examples and a clear checklist.